Loan Amounts offered from $7,500 to $100,000 ($10,000.01 min. in AZ).
*APR is the Annual Percentage Rate. Rates quoted are offered depending on the individual's excellent and substantial credit and key loan characteristics, including amount, term, vehicle age and selecting the Automated Payment Option. A representative example of payment terms are as follows: a loan amount of $20,000 with an APR of 7.50% and a term of 70 months, would have a monthly payment of $353.63 with no down-payment required. Rates are subject to change without notice. We provide auto and motorcycle loans in all states. Capital One Auto Finance only refinances loans from other financial institutions, not including Capital One subsidiaries.
The chart below shows our available loan types and terms and the Annual Percentage Rate (APR) for each.
Loan Type | 30-36 mos
APR as low as* | 37-60 mos
APR as low as* | 61-72 mos
APR as low as* |
New and Used Auto Loans |
Dealer Purchase: New | 5.99% | 6.35% | 6.99% |
Dealer Purchase: Used | 6.65% | 6.95% | 7.59% |
Person-to-Person: Used | 9.05% | 9.25% | 10.05% |
Refinancing | 7.20% | 7.20% | 7.70% |
Lease Buyout | 8.55% | 9.05% | 9.65% |
Motorcycle Loans |
Dealer Purchase: New | 9.15% | 9.75% | |
Dealer Purchase: Used | 9.95% | 10.75% | |
Person-to-Person: Used | 10.75% | 11.49% | |
Refinancing | 10.05% | 10.75% | |
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