Disclosures

New vehicle loan rate applicable to new vehicles only.

Rate and term are based upon loan amount and model year and are subject to change. 100% financing available. If refinancing a Pentagon Federal Credit Union loan, you must net an additional $5,000. Other conditions apply.

*Internet Only Sale Rate: The 4.99% rate applies to new and new refinanced vehicles (where you are the original owner), financed for 12 to 72 months with a minimum loan amount of $20,000. The 4.99% rate applies to used vehicles, financed for 12 to 60 months.Used and refinanced loan maximums limited by NADA retail value. Term is based upon loan amount and model year and are subject to change. 100% financing available. Rate good only on Internet applications and is subject to change. Rate higher for non-Internet applications.

** Used Cars: maximum used car loan advance is NADA "Retail Value" or 80% of the purchase price where NADA "Retail Value" is not available. PC Carbook value may differ from NADA "Retail Value."

Loan Example: $10,000 at 4.99% APR; 60 monthly payments of approximately $190 each. Rate current as of January 2008 unless otherwise noted and are subject to change.

Check out our exclusive Internet-only rates:

New Auto Loan Rates

Untitled 2007/2008 Model Year

4.99% APR*	12 to 36 months	less than $7,500
4.99% APR*	12 to 48 months	$7,500 - $100,000
4.99% APR*	12 to 60 months	$10,000 - $100,000
4.99% APR*	61 to 72 months	$20,000 - $100,000
6.89% APR	73 to 84 months	$25,000 - $100,000

Refinance Auto Loan Rates

Orig. Owner, 2007+ Model Year

4.99% APR*	12 to 36 months	less than $7,500
4.99% APR*	12 to 48 months	$7,500 - $100,000
4.99% APR*	12 to 60 months	$10,000 - $100,000
4.99% APR*	61 to 72 months	$20,000 - $100,000
6.89% APR	73 to 84 months	$25,000 - $100,000

Used Auto Loan Rates**

Vehicles not covered above

4.99% APR*	12 to 36 months	less than $7,500
4.99% APR*	12 to 48 months	$7,500 - $100,000
4.99% APR*	12 to 60 months	$10,000 - $100,000
8.99% APR	61 to 72 months	$20,000 - $100,000
9.29% APR	73 to 84 months	$25,000 - $100,000

New Auto Payment Saver Loan Rates

Untitled 2007/2008 Model Year

5.24% APR*

24, 36, 48, 60 months

$10,000-$100,000

Used Auto Payment Saver Loan Rates

Vehicles not covered above.

5.24% APR*

24, 36, 48, 60 months

$10,000-$100,000