MAXIMUM LOAN AMOUNT - PROGRAM 3 (USED AUTO)
Maximum loan amount will be calculated based on 60% of the vehicle's cash price or 60% of the wholesale price listed in the Used Car Guide of Kelley Blue Book, adjusted for equipment options and mileage; whichever is lower. | | | | USED AUTO MODEL & TERM AVAILABLE |  | 2005 to 2007 Models: | 12 - 48 Months | | 2003 to 2004 Models: | 12 - 36 Months |
| | | AUTOPAY DISCOUNT
Reduce rate by 0.25% for automatic payment from an eligible East West Bank account. |
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PROGRAM 1
Minimum Loan Amount is $5,000 - Requires Full Income Documentation | | Loan Term | Interest Rate | Documentation Fee | APR | Monthly Payments* | | 12 Months | 8.250% | $50 | 9.214% | $871.12 | | 24 Months | 8.250% | $50 | 8.760% | $453.46 | | 36 Months | 8.250% | $50 | 8.604% | $314.57 | | 48 Months | 9.250% | $50 | 9.526% | $250.09 |
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MAXIMUM LOAN AMOUNT - PROGRAM 1 (USED AUTO)
Maximum loan amount will be calculated based on 75% of the vehicle's cash price or 75% of the wholesale price listed in the Used Car Guide of Kelley Blue Book, adjusted for equipment options and mileage; whichever is lower. |
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PROGRAM 2
Minimum Loan Amount is $5,000 - Requires No Income Documentation | | Loan Term | Interest Rate | Documentation Fee | APR | Monthly Payments* | | 12 Months | 7.750% | $50 | 8.712% | $868.81 | | 24 Months | 7.750% | $50 | 8.258% | $451.18 | | 36 Months | 7.750% | $50 | 8.102% | $312.26 | | 48 Months | 9.000% | $50 | 9.275% | $248.90 |
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MAXIMUM LOAN AMOUNT - PROGRAM 2 (USED AUTO)
Maximum loan amount will be calculated based on 70% of the vehicle's cash price or 70% of the wholesale price listed in the Used Car Guide of Kelley Blue Book, adjusted for equipment options and mileage; whichever is lower. |
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PROGRAM 3
Minimum Loan Amount is $5,000 - Requires No Credit History and Income Documentation | | Loan Term | Interest Rate | Documentation Fee | APR | Monthly Payments* | | 12 Months | 9.000% | $50 | 9.967% | $874.61 | | 24 Months | 9.000% | $50 | 9.512% | $456.90 | | 36 Months | 9.000% | $50 | 9.357% | $318.06 | | 48 Months | 9.500% | $50 | 9.777% | $251.29 |
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